The Fastest Way to Get a Platinum Credit Card
I get an Automatically Upgrade of my current Credit Card to Platinum Credit Card! 😀
Getting a Platinum Credit Card is Everyone Dream because of the Higher Credit Card Limit, Preferential Rates and Privileges at 5-star Hotel or Airport Lounge.
My Platinum Credit Card is from UOB Bank
They even double my credit limit!
Frankly speaking, I hardly use this UOB Credit Card as I got more than 3 credit card from other Bank.
The best part is having a Special Preferred Platinum customer service line!
If you ever call to a normal customer service line then you appreciate this service! No more long call waiting. 😀
The Fastest Way to Get a Platinum Credit Card is apply for a normal credit card, be a Good Pay Master and use the credit card whenever possible to gain Reward Point and Usage.
Let check What is the requirement if we use normal way to apply for a Platinum Credit Card?
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How to be eligible for the application of the UOB Preferred Platinum Card?
You must be aged 21 years and above and have a minimum income of RM70,000 per annum.
The minimum income for non-Malaysian application is RM120,000 per annum.
Your application will be subjected to approval by the UOB Bank.
Even you do not use credit card, it good to have one for the credit history record purposes.
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Remember you get Point on every Money you spend on Credit card.
The best deal is the Zero Interest Installment Plan!
Yes!
You hear it right, Zero Interest Installment Plan if you pay on time! 😀
I bought my Laptop on Twelve Months Zero Interest Installment Plan.
Laptop cost =RM5,200
Monthly Payment = RM5,200/12 month = RM433.33
Another advantage of having a Good Credit record is you can simply ask waiver of the Credit Card Annual Fee!
I never pay any Credit Card Annual Fee till NOW 😀
If the Bank insist to ask you to pay Credit Card Annual Fee, just move on to other bank that offer better deal 😀
Please take note that Credit card is one of the top, fastest and most profitable way for the banks to quickly enslaved their customers with high interest rate.
Therefore, use it Wisely & be the Master and not the Slave!
More tips on Handling Credit Card at Credit Cards… A Powerful Wealth Tool!
*** SO USE YOUR CREDIT CARDS WISE & DO NOT FALL INTO CREDIT CARDS DEBT.
Don’t forget to pay your credit cards’ bills before the due date.
It is not good using Platinum..
Just make you credit more
SO USE YOUR CREDIT CARDS WISE & DO NOT FALL INTO CREDIT CARDS DEBT.
This is True…..100% agree
Too old to qualify for credit card
MY husband and I maintain one credit card, with me being the principal holder and he the supplementary cardholder.
Recently, when he wanted to accept an offer for a credit card application, the salesperson said his application could not be accepted because Bank Negara has an age limit of below 70 years for applicants.
What is the rationale for this ruling?
Because we are both over 70 years, if I were to go first, he would not have any credit card facility. So it makes sense that he apply for his own card.
I hope Bank Negara will give some consideration to amending this ruling. It penalises us senior citizens unnecessarily.
DISGRUNTLED SENIOR,
Petaling Jaya.
fr:thestar.com.my/news/story.asp?file=/2010/4/5/focus/5993898&sec=focus
Banks have own criteria for credit card approval
With reference to the Letter “Too old to qualify for credit card” (The Star, April 5), we would like to clarify that there is no maximum age limit specified in the Credit Card Guideline issued by Bank Negara.
The guideline specifies the minimum age requirement of at least 21 years old. The decision to approve the credit card application is based on the credit evaluation process and internal credit policies of the credit card issuers.
Banking institutions will assess whether the applicant meets the criteria for considering an application.
The criteria would include assessment on the applicant’s financial capability, credit history, current financial conduct and source of income for repayment.
ABU HASSAN ALSHARI YAHAYA,
Director, Corporate Communications Department,
Bank Negara Malaysia.
fr:thestar.com.my/news/story.asp?file=/2010/4/9/focus/6018226&sec=focus
i am 17 , can my parents sub me a credit card?
Please check with bank for detail